document.write('<a href="" id="links"><img border=0 src="images/blank.gif" id="photos" width="430" height="207"></a>');
	  var pictureAmount = 7 //8; //9; //specify number of pics
	  var imgList = new Array(); //array of images
    imgCount = 0;
    //photos format new Array(image_src, link_url, target)
	/*imgList[imgCount++] = new Array('photos/lock_fixed_rate.jpg','/apply/','');
    imgList[imgCount++] = new Array('photos/soft-landing.jpg','/apply/','');
	imgList[imgCount++] = new Array('photos/pre-approval.jpg','/apply/','');
	imgList[imgCount++] = new Array('photos/mortgage_capital.jpg','/apply/','');
    imgList[imgCount++] = new Array('photos/mortgage_capital_associates.jpg','/apply/','');
	imgList[imgCount++] = new Array('photos/reduced-doc.jpg','/apply/','/apply/','');
    imgList[imgCount++] = new Array('photos/first-time_homebuyer.jpg','/apply/','');
    imgList[imgCount++] = new Array('photos/equity_loan_programs.jpg','/apply/','');
	imgList[imgCount++] = new Array('photos/soft-landing2.jpg','/apply/','');*/  // old 
	
	// new list 03-11-08, 04-03-08
	imgList[imgCount++] = new Array('photos/mtgcapone.jpg','/apply/','');
	imgList[imgCount++] = new Array('photos/mtgcaptwo.jpg','/apply/','');
	imgList[imgCount++] = new Array('photos/mtgcapthree.jpg','/apply/','');
	imgList[imgCount++] = new Array('photos/mtgcapfour.jpg','/apply/','');
	imgList[imgCount++] = new Array('photos/mtgcapfive.jpg','/rate_tracker.html?r=1','');
	imgList[imgCount++] = new Array('photos/mtgcapsix.jpg','/apply/','');
	imgList[imgCount++] = new Array('photos/mtgcapseven.jpg','/apply/','');
	//imgList[imgCount++] = new Array('photos/mtgcapeight.jpg','/apply/','');

	  var srcImageID = "photos"; //id of image
    var srcLinkID = "links"; //id of link
	  var changeRate = 10; //seconds
	  
	  /*----------------------Do Not Edit Below Line---------------------------*/
	    
	function switch_img(key){
    var imgObject = document.getElementById(srcImageID);
    var linkObject = document.getElementById(srcLinkID);
    imgObject.src = '/images/'+imgList[key][0];
    linkObject.href = imgList[key][1];
    linkObject.target = imgList[key][2];
    //imgObject.onclick = 'document.location=' . imgList[key][1];
    window.setTimeout("fade('"+srcImageID+"','0','in',"+key+")", 20);
    window.setTimeout("fade('"+srcImageID+"','100','out',"+key+")", changeRate*1000);
  }
  
  function fade(objID,opacity,direction,key) {
    if (document.getElementById) {
      obj = document.getElementById(objID);
      if(direction == "out"){
        if (opacity >= 0) {
           setOpacity(objID, opacity);
           opacity -= 10;
           window.setTimeout("fade('"+objID+"',"+opacity+",'"+direction+"',"+key+")", 20);
        } else {
          switch_img((key+1) > imgList.length-1?0:(key+1));
          
        }
      } else {
        if (opacity < 100) {
          setOpacity(objID, opacity);
          opacity += 10;
          window.setTimeout("fade('"+objID+"',"+opacity+",'"+direction+"',"+key+")", 50);
        }
      }
    }
  }
 
  function setOpacity(objID, opacity) {
    obj = document.getElementById(objID);
    opacity = (opacity == 100)?99.999:opacity;
    // IE/Win
    obj.style.filter = "alpha(opacity:"+opacity+")";
    // Safari<1.2, Konqueror
    obj.style.KHTMLOpacity = opacity/100;
    // Older Mozilla and Firefox
    obj.style.MozOpacity = opacity/100;
    // Safari 1.2, newer Firefox and Mozilla, CSS3
    obj.style.opacity = opacity/100;
  } 
 switch_img(Math.floor(Math.random()*pictureAmount));